Wizard Creek Consulting.

Health Insurance

Health Insurance Information, especially for small businesses in California.


Interesting Facts


Saturday, July 04, 2009

Web site connects consumers to free health care - Sacramento Business Journal:

"A Sacramento nonprofit has launched a Web site with a comprehensive listing of free or low-cost health care services for consumers.

The site, myhealthresource.org, is sponsored by Californians for Patient Care.

It provides information on health services throughout the state, including local, state and federal health care programs, insurance options, information about disease management prescription services, area hospital and clinics — along with locations and directions — mental health assistance, homeless resource and more."

Sounds like a valuable resource.


Wednesday, July 01, 2009

Buying Health Insurance on Your Own - WSJ.com

"The sour economy is prodding more Americans to buy their own health insurance, a daunting task for people not prepared to navigate the possible pitfalls."

Advice on navigating the daunting task of find good health insurance coverage.


Saturday, February 28, 2009

Pitsker Insurance Agency - San Ramon CA

"Health Insurance
Individual Group Medigap
Are you paying too much for your current health coverage?
We can help you review all of the plans available at affordable rates to individuals and families as well as small and large groups!"

I know Mike and I believe he is straight shooter.


Monday, January 05, 2009

7 Ways Laid-Off Baby Boomers Can Find Health Insurance - US News and World Report

"Workers who find themselves unexpectedly laid off in middle age or forced into early retirement have many worries. One of their greatest fears is about finding health insurance coverage."


Saturday, November 15, 2008

Understanding and Comparing Health Insurance in California | dvdbluraystore.com

"Every state offers different health insurance options based on the laws in that state. California residents have one of the largest selections of health coverage that is available today."

Options for California Health Insurance.


Monday, November 10, 2008

Doctors Call on Obama, Congress to ‘Do The Right Thing’ on Health Reform « Health-Insurance California

"A group of over 15,000 U.S. physicians has called on President-elect Barack Obama and the new Congress to “do the right thing” and enact a single-payer national health insurance plan, a system of public health care financing frequently characterized as “an improved Medicare for all.”

So good to see the U.S. physicians signing on.


Friday, November 07, 2008

Americans Do Not Need Health Insurance, But Affordable Health Care « Health-Insurance California

"Americans neither need nor want health insurance. What they need, what they want, is affordable health CARE."

An interesting argument for health care versus health insurance.


Saturday, October 04, 2008

Health Blog : Sarah Palin and Joe Biden Tussle (Briefly) Over Health Policy

"There wasn’t a lot said about health care in last night’s vice presidential debate. But there was just enough to give each candidate the opportunity to slam the other ticket’s health plan. The attacks were pretty misleading."

I find it most gratifying that Health Insurance is on the agenda for the Presidential campaign.


Tuesday, September 23, 2008

AMA (Uninsured) Voice for the Uninsured

""46 million Americans are uninsured. They can’t afford health insurance.
They have pre-existing conditions.
They have limited access to health plans and benefits.
No matter what, they live sicker and die younger.
The AMA has solutions to this health care crisis."

Wow. Even the AMA is weighing in with solutions.


Saturday, September 20, 2008

Let's Make AIG A Real Political Issue | Progress Illinois

"So while we're all helping to restore AIG's value as it waits to sell assets, what is AIG going to do for us?
First, among its various insurance products, AIG provides health care policies... why not force AIG to open up a month-long window in which people who have been turned down by other health insurers can re-apply to its agents?"

I love this idea.


Thursday, September 18, 2008

Benefits Execs Prefer Obama's Health-Care Plan

"Corporate benefits executives by a wide margin prefer Senator Barack Obama's health-care reform proposal, which would compel all employers to offer health insurance, over Senator John McCain's proposed repeal of the tax exclusion for employer–based health coverage, according to a newly released survey."


Tuesday, September 16, 2008

Why Obama's Health Plan Is Better - WSJ.com

"The big threat to growth in the next decade is not oil or food prices, but the rising cost of health care. The doubling of health insurance premiums since 2000 makes employers choose between cutting benefits and hiring fewer workers."

Health care has become a business issue, a competitive issue.


Monday, September 15, 2008

SurePayroll offers health insurance to small businesses - 15 Sep 2008

"Online payroll provider SurePayroll has announced that it is offering small businesses and individuals a simplified way to acquire health insurance and other related benefits. The service supplements SurePayroll's full-service online payroll offering, retirement solutions and workers' compensation plans."


Sunday, September 07, 2008

Helping Uninsured,Underinsured,and Seniors

"American Consultants Rx Inc. works hard to supply much needed assistance to consumers who are looking for a way to cut costs on prescription drug, medical and life insurance cost."


Monday, September 01, 2008

Amateur Economists » Would You Marry Someone for Their Health Insurance?

"A recent poll conducted by the Kaiser Family Foundation (a health advocacy group) found that 7% of all participants had at least one family member who had recently arranged marriage or divorce around issues of insurance coverage."

Health Insurance issues are affecting a wide range of social issues.


Sunday, August 31, 2008

Make U.S. healthier and wealthier: Provide health insurance for all Labor Day: Universal health care coverage | democratandchronicle.com | Democrat and Chronicle

"This coming Labor Day, working people from coast to coast will be working for candidates who are ready to turn around our health care system, turn around our economy, turn around the decline of the middle class and turn around America. ...Whether measured by the World Health Organization, the medical profession or our own government's statistics, our health care costs nearly twice as much per person as that in other industrialized societies."

Good health care makes good business.


Wednesday, August 06, 2008

Schwarzenegger adjusts health insurance goals - Inside Bay Area

"SACRAMENTO — Seeking to salvage two years of efforts to completely remake California's health insurance system, Gov. Arnold Schwarzenegger and Democratic legislators are nearing deals intended to rein in costly, sparse medical insurance policies sold directly to individuals."

A poor second choice if you ask me, but anything is a help.


Saturday, July 19, 2008

Natural Health Insurance is Here

"Traditional insurance normally doesn't cover natural doctor sessions nor natural therapies that actually work, either -- until now."

I have not checked this out, but I love this idea.


Wednesday, July 16, 2008

Six Conservative Myths About the U.S. Health Care System - Political Opinion

Six Conservative Myths About the U.S. Health Care System - Political Opinion: "Our health care system is in critical condition....

Yet true reform efforts—those that will bring affordable coverage to every American—face roadblocks in the form of deceptive conservative myths and faulty policy proposals. We’ve fact-checked six of the most pervasive proposals below, and it’s clear we won’t reach solutions with flat tax credits and caps on malpractice lawsuit payouts, as the fact check illustrates."

Interesting article on some myths about health care.


Wednesday, June 18, 2008

OPEN FORUM / Health care, Northern California style

"From small Gold Rush towns to major Bay Area urban centers, it's easy to see why health care will continue to be a burning issue in the November general election."

I am so happy that health care is foremost on the agenda in 2008.


Friday, May 30, 2008

NATIONAL HEALTH INSURANCE | The Freestyle Entrepreneur

"The Issue: Many of the millions of Americans without health insurance are small-business employees and the self-employed. That’s one reason so many voters rank health care reform as a pressing concern facing policymakers this election year. Neither presumptive presidential candidate has a deep understanding of health care matters, but relying on advisors, they have served up health care proposals reflecting their parties’ philosophic persuasions:"

Health Insurance is a business issue.


Tuesday, May 13, 2008

Candidates and health care reform

"Sens. Barack Obama and John McCain are gearing up for a general election battle ... in which they will offer very different visions for health care reform."


Saturday, May 10, 2008

U.S. health care system: “most expensive, crazy structure in the world”

"Sen. Debbie Stabenow (D-Mich.)... said the U.S. is losing jobs because of the structure of health insurance and the inability to lower costs. She said the U.S. has the most expensive and crazy structure in the world for health insurance, and that this creates a competitive disadvantage."

This is sort of business analysis that will finally encourage progress on Health Insurance.


Sunday, May 04, 2008

FACTBOX: Presidential candidates' health plans | Reuters

"Following are details of health-care plans offered by the U.S. presidential candidates:"

A review of the plans of the candidates. I, for one, am just happy it is on the national agenda.


U.S. health care waits to ignite as campaign issue | Reuters

"The sharply contrasting health care visions of Republican John McCain and his Democratic presidential rivals offer the promise of a grand campaign debate -- if the candidates find room on a crowded agenda."

There are very important issues in this campaign. One wonders about why the attention to other issues.


Wednesday, April 16, 2008

Facing South: Health insurance: a matter of life and death

"Our report highlights how our inadequate system of health coverage condemns a great number of people to an early death simply because they don’t have the same access to health care as their insured neighbors. The conclusions are sadly clear -- lack of health coverage is a matter of life and death for many people."

Lack of Health Insurance is a serious health risk.


Monday, April 14, 2008

Human Resource Executive Online - Story

"McCain does not present a detailed plan, but his statements provide a clear framework for the way he would like the law to be changed.

McCain advocates access to healthcare for all citizens, rather than health insurance."


The Health Insurance Mafia - WSJ.com

"The health insurance model is closest to the parasitic relationship imposed by the Mafia and the like. Insurance companies provide nothing other than an ambiguous, shifty notion of 'protection.' But even the Mafia doesn't stick its nose into the process; once the monthly skim is set, Don Whoever stays out of the picture, but for occasional 'cost of doing business' increases."

Health Insurance compared to the Mafia. Most interesting.


Monday, April 07, 2008

Health Insuarance illegal: Islamic body- Insurance news-Insurance-Personal Finance-The Economic Times

"Comparing the benefits of health insurance policy to gambling, key Islamic organisations have termed the policies as 'illegal' and directed Muslims to keep away from them."

I have always wondered about this. I wonder if fundamentalists of other religions will reconsider insurance as gambling.


Saturday, April 05, 2008

Finding Health Insurance if you are Over 50 | Health Insurance

"So you’re over 50 years old and living without health insurance? That can be a difficult situation as you’re still 15 years short of Medicare and will have a tough time to getting coverage at a reasonable price. It’s also a time period where many people begin to experience the aches and pains that have been building over the first half of their life."

Lack of Health Insurance is tough for everyone, but especially for those over 50.


Lake County News Chronicle | What would ‘universal’ health insurance be like?

"Many people ... evidently equate “universal coverage,” with the dreaded “socialized medicine.” Maybe they need a little lesson on what “socialized medicine” is--and is not. And maybe they'd be surprised to learn that the United States already has one form of socialized medicine."

An excellent article on the difference between universal coverage and socialized medicine.


Wednesday, April 02, 2008

Survey: More doctors back universal health care | IndyStar.com | The Indianapolis Star

"More doctors support a national health insurance plan today than five years ago, according to an Indiana University School of Medicine study.

Just under half of all doctors surveyed in 2002 said they favored universal health coverage. By 2007, 59 percent of those asked responded in the affirmative."


Sunday, March 30, 2008

McCain's health plan fails her test - Los Angeles Times

"Elizabeth Edwards, the wife of former Democratic presidential contender John Edwards, said she and John McCain have one thing in common: 'Neither one of us would be covered by his health policy.'

Edwards lodged her criticism of the presumptive Republican presidential nominee's proposal Saturday at the annual meeting of the Assn. of Health Care Journalists."


Wednesday, March 19, 2008

Health Insurance for the Self Employed - Part II | The Daily Telecommuter

"Despite the fact that the United States spends more on health care than any other industrialized nation in the world (and these other countries provide health insurance to all their citizens), still a staggering 47 million Americans are uninsured. A big portion of these uninsured Americans are entrepreneurs or people employed at small companies."

Some resources for small businesses.


Tuesday, March 18, 2008

Republican, Democratic Health Care Proposals Focus on Insurance -- AAFP News Now -- American Academy of Family Physicians

"The health care proposals put forth by the leading presidential candidates may differ sharply in their approaches to health care reform, but the common factor among them is that none of the plans represents a profound or fundamental change to the nation's health care system."


Tuesday, March 11, 2008

Universal government plan would make health care affordable | ajc.com

"Our elected and non-elected leaders have proposed numerous ideas for increasing health insurance coverage. However, no plan substantively deals with how to make health insurance more affordable while at the same time providing comprehensive coverage, which would encourage people to practice preventive care through regular checkups."


Thursday, March 06, 2008

U.S. Chamber of Commerce - Small Business Health Plans

"To make health care more affordable and accessible for small businesses, the Chamber promotes passage of legislation that would create federally regulated small business heath plans (SBHPs), also known as association health plans (AHPs). Allowing small businesses to arrange their health benefits through associations will make coverage more affordable by spreading risk among a much larger group, strengthening negotiating power with plans and providers, offering insurance across state lines, and reducing administrative costs."


What is business health insurance? | Business Insurance

"What happens when one of your employees gets injured while they are on the job? Do you have the resources available to take care of that employee and make sure that they are alright? ... Getting health insurance is sometimes expensive, but when you purchase your health insurance in a large policy then you don’t have to worry about paying extremely high individual rates. Getting the coverage that a business needs is important should a situation arise."


Wednesday, March 05, 2008

Help us revolutionize mental health | Mindsite

"Help us revolutionize mental health

When it comes to mental health, people receive very different information and treatments depending on which professionals they see. It’s been very confusing…until now.

With Mindsite, patients and professionals can share information about what works and what doesn't to make better decisions about mental health."

Not what I usually link to on this blog, but this seems a most important site.


Wednesday, February 27, 2008

The Volokh Conspiracy - Clinton, Obama, and Health Insurance Mandates

"As a centerpiece of her now-uphill battle for the Democratic presidential nomination, Hillary Clinton continues to attack Barack Obama because his healthcare plan does not call for an individual insurance mandate -- that is, a requirement that all Americans purchase a health insurance policy -- whereas her proposal, like the recently-scuttled Schwarzenegger-Nunez bill in California, includes such a mandate."


Friday, February 22, 2008

L.A. says Health Net illegally halts insurance

"Los Angeles' city attorney has sued Health Net Inc. - one of California's largest insurers - accusing the company of unlawful and deceptive business practices for canceling coverage after patients make medical claims."


Thursday, February 21, 2008

Hillary Clinton, Barack Obama, healthcare | Salon News

"The quest for universal healthcare

Clinton's and Obama's proposals are nearly identical. So which candidate offers the better medicine for America's health coverage ills?

The point of contention -- and one virtually certain to be repeated when the two Democratic survivors face off at a debate in Texas Thursday night -- is whether the government should mandate that individuals carry health insurance. Both Obama and Clinton propose roughly the same set of subsidies to make this insurance affordable for lower-income and middle-income Americans. Both candidates also require that all children should be covered. But only Clinton extends this mandate to all adults."


Monday, February 18, 2008

GreenBiz News | Health Insurance Company Tops List of Green IT Users

"Health Insurance Company Tops List of Green IT Users

OAKLAND, Calif., Feb. 18, 2008 -- Highmark Inc. of Harrisburg, Pa., has been named the number one green IT user by Computerworld, which surveyed more than 80 companies to find the top 12 green IT users and vendors."


Wednesday, February 13, 2008

Living Without The Health Insurance Industry, By Kevin Drum - CBS News

"So let's get rid of health insurance companies. They cherry pick clients, add huge administrative costs to the system, and do nothing to drive innovation or bring down costs. What good are they?
...
Obviously libertarians would (I assume) prefer that the government not be in the business of providing universal healthcare at all. But if you're willing to entertain the idea, why not a simple single-payer system with copays instead of a massive new regulatory structure designed solely to keep health insurance companies in business? What's the point?"


Research - Headlines - Europeans provide health insurance for Africa’s poor

"A new approach to combating poverty is being studied in a research project led by the University of Cologne. Following the success of their international project 'Strengthening Micro Health Insurance Units for the Poor in India', the university is now working on a similar initiative for Africa. The concept is similar to 'micro credit' where people on low incomes are given access to small loans at low interest. It is hoped that affordable health insurance for the world’s poor will help avert the risk of serious illness."

Maybe they can help the poor in the United States next.


Monday, February 04, 2008

Clinton, Obama, Insurance - New York Times

"The principal policy division between Hillary Clinton and Barack Obama involves health care. It’s a division that can seem technical and obscure — and I’ve read many assertions that only the most wonkish care about the fine print of their proposals.

But as I’ve tried to explain in previous columns, there really is a big difference between the candidates’ approaches. And new research, just released, confirms what I’ve been saying: the difference between the plans could well be the difference between achieving universal health coverage — a key progressive goal — and falling far short."

An excellent overview of the health care plans of the candidates.


Saturday, February 02, 2008

Valuable Tips to Choose Small Business Group Health Insurance · Health Insurance Information

"If you are the owner of a small business group and on the lookout for a small business group health insurance or if you are planning to switch from an existing small business group health insurance policy to another for your employees, here are the best valuable tips to guide to in making the right choice."


Wednesday, January 30, 2008

Schwarzenegger vows to pursue health insurance | U.S. | Reuters

"California Gov. Arnold Schwarzenegger on Tuesday vowed to press on with legislation to provide health insurance to his state's uninsured, a day after a universal health care bill he backed died in a Senate committee."


Tuesday, January 29, 2008

California universal health care bill falls short | U.S. | Reuters

"A California Senate committee voted on Monday to kill a closely watched bill that would have provided health-care insurance to millions of state residents at an estimated cost of more than $14 billion."


Saturday, January 26, 2008

California universal health care plan in doubt | Reuters

"California may be losing its chance to set the U.S. agenda for providing health care to millions of uninsured because a bill backed by Gov. Arnold Schwarzenegger aiming to do just that is on its deathbed, state lawmakers said on Friday"


Friday, January 25, 2008

Ninety Years of Health Insurance Reform Efforts in California

"by Michael Dimmitt, Ph.D

Over the last 90 years, several measures to extend health care coverage to the general population of Californians have been adopted by the legislature and signed by the governor."


Thursday, September 27, 2007

Health Insurance, Health Coverage, Individual Health Insurance Quotes

"Get Health Insurance Quotes, Compare Plans and Apply Online! Shop for affordable health insurance plans, family health insurance, group plans, Get your free online quote in seconds. With one simple request for online health insurance quote you can be on your way to saving money with better health coverage. Safe and secure place to get instant health insurance quotes online. Weather you live in California or Pennsylvania you are in the right place to get health insurance quotes, compare plans and apply online. Call one of our friendly agents for assistance with comparing health insurance and application process."


Friday, June 15, 2007

Small Business Health Insurance Guide and Quotes

"If your company employs at least two, but no more than fifty people, small business health insurance can benefit both you and your employees alike. When you choose a group plan, you can save on personal health care costs, increase tax deductions, and boost job satisfaction within your company."


Thursday, June 29, 2006

Ask the Readers: Best place to buy meds online? - Lifehacker

"I wouldn't normally pose this to the Internet at large, but I trust Lifehacker readers more than a random search. Where do Lifehacker readers trust to buy meds online (or by mail) at cost? Any tried-and-true sources in Canada or abroad?"


Friday, June 16, 2006

Best place to buy meds online? - Lifehacker

"Where do Lifehacker readers trust to buy meds online (or by mail) at cost? Any tried-and-true sources in Canada or abroad?"


Saturday, May 06, 2006

WEBCommentary(tm) - Health insurance crisis getting worse

"Health insurance crisis getting worse"


Sunday, April 02, 2006

Brown offers criticism of health insurance bill

"A Republican-backed U.S. Senate bill that's supposed to help small businesses buy affordable health insurance also would disregard current state insurance laws, says U.S. Rep. Sherrod Brown of Lorain, D-13th."


Saturday, March 18, 2006

Hudson Valley News story

"While addressing her colleagues on the floor of the House of Representatives Friday, U.S. Representative Sue Kelly said that Congress needs to do more to help small business owners gain better access to affordable health insurance for themselves, their families, and their workers."


Thursday, March 16, 2006

Splog?

Blogger is checking to see if this is a spam blog.

This is a link blog. As I find interesting links, I add them to the blog. Sometimes I add a comment. It is not a spam blog.


Wednesday, January 25, 2006

We need universal insurance

"Californians are close to having a universal health plan. Senate Bill 840, the California Health Reliability Act"


Wednesday, January 11, 2006

Newsom Faces Defining Moment in Health Insurance Fight

"After 72% of San Francisco voters favored a mandatory health insurance law in November 2004 (it lost by 1% statewide), local legislation imposing the provisions of the measure was the logical next step. "


Tuesday, January 10, 2006

Insurance may reach California masses

"The California Health Insurance Reliability Act (SB 840), currently in the California State Senate, seeks to provide universal health care coverage for individuals residing in California.

Over 6 million people in California, of which as many as 80 percent are employed, live without health insurance.

Currently, California law provides health services for people with various eligibility requirements, such as low-income. But programs like Healthy Families and MediCal only benefit a small portion of Californians. The rest of the population not receiving public medical assistance must face the quickly-rising cost of insurance premiums. "


Tuesday, January 03, 2006

Wal-Mart Rolling Out Health Insurance Program for Small Businesses

"Starting tomorrow’s Wal-Mart’s premium retail arm, Sam’s Club, will begin offering health insurance to member small businesses."


Friday, December 30, 2005

SAM'S CLUB Entering The Health Insurance Arena

"Effective January 4, 2006, SAM'S CLUB and Extend Benefits Group LLC will team up to offer a new and innovative health insurance program for businesses"


Monday, November 28, 2005

GenoMed Considers Offering Low-Cost Health Insurance to America's Uninsured

"... a Next Generation Disease Management company, announced today that it is considering partnering to offer a low-cost health insurance product to compete for the uninsured market."


Thursday, November 10, 2005

Study finds billions of health insurance dollars used for administrative costs

"Billing and insurance paperwork consume at least one out of every five dollars of private insurance health spending in California, according to a new study by health policy researchers.

The findings suggest that about $230 billion in health care spending nationally is devoted to insurance administration."


Monday, October 10, 2005

Most want employers to pick health insurance options

"People tend to be happier with their health coverage when their employers select their health plans, compared with when they choose it themselves outside their jobs, according to a new analysis."


7 Options for finding health insurance

"The headlines are scary. One out of six Americans has no health insurance, and the numbers are rising.

Employers are dropping or reducing coverage for workers and their families, laid-off workers can't afford to continue paying premiums and young people go without any coverage at all."


Sunday, October 09, 2005

CA Governor vetoes bills for affordable child health insurance

"Governor Schwarzenegger says state has no way to cover cost

Gov. Arnold Schwarzenegger late Friday night vetoed a pair of bills that sought to extend health care insurance to all California children."


Saturday, October 08, 2005

Workshop on kids' health insurance

"The fact that more than a million children in California are without health insurance is 'tragic and inexcusable,' says Assemblyman Alberto Torrico."


Friday, September 30, 2005

Insurance Companies To Begin Marketing Medicare Prescription Drug Benefit Plans

"Health care companies that have contracted with CMS to provide prescription drug benefits to Medicare beneficiaries can begin advertising their plans on Saturday, USA Today reports (Welch, USA Today, 9/30)."


Thursday, September 15, 2005

Access to Healthcare Depends on Insurance Status

"What happens to people with potentially serious health conditions after they're treated and released from the emergency room with explicit instructions to seek an appointment for follow-up care? It may depend on the type of health insurance they have, a new study suggests.

To reach that conclusion, research assistants posing as new patients in urgent need of care called clinics in nine cities. The callers were much more likely to get an appointment within a week when they claimed to have private insurance than if they said they had Medicaid."


Sunday, September 11, 2005

Affordable Health Insurance for The Self Employed

"One of the things that is important to consider when you leave corporate world for the freedom of your own business is affordable health insurance"


Sunday, September 04, 2005

Vallejo Times Herald

"Solano County has a better record for finding health coverage for its citizens than any other county in the state."


Wednesday, August 31, 2005

California Insurance Commissioner Criticizes HSAs

"A July report from California Insurance Commissioner John Garamendi criticized Health Savings Accounts (HSAs) and consumer-directed care and stressed his preference for a universal, government-run health care system."


Tuesday, August 30, 2005

45.8 Million in U.S. Now Lack Health Insurance

"Aug. 30, 2005 - The number of Americans without health insurance rose by 800,000 last year, reaching a record high of nearly 46 million, the U.S. Census Bureau reported Tuesday."


Tuesday, August 16, 2005

More than 6.5 million Californians lack insurance

AP Wire | 08/16/2005 | Report: More than 6.5 million Californians lack insurance:

"LOS ANGELES - More than 6.5 million Californians under age 65 - including nearly 1 million children - lack health insurance, according to a report issued Tuesday."


Tuesday, August 09, 2005

Health Insurance for California

Health Insurance for California

"Health Insurance information for California residents."


Sunday, August 07, 2005

California Health Insurance

California Health Insurance Rates and Quotes - HealthInsuranceCalifornia.biz:

"Welcome to California Health Insurance

...Where Californians find Health Insurance on the web!"


Health Insurance Blog for California

Health Insurance Blog: For California:

"... this web log, aptly named HealthInsuranceBlog.com. We will focus on Health Insurance issues pertaining to providers, carriers, and consumers specifically in California as well as the rest of the Country."


Friday, August 05, 2005

Health Insurance Small Business's biggest concern

"... the U.S. Chamber of Commerce reports that employee health care costs are now small business's biggest concern. "


Thursday, August 04, 2005

Insurance commissioner blasts insurers

Inside Bay Area - Tri-Valley Herald - Local News:

"Hearings on low-cost health plans with few benefits to be held in San Francisco next month

The states health care system is in a death spiral and new programs tailored to certain consumers arent helping, California Insurance Commissioner John Garamendi said Wednesday.

Garamendis 73-page report, Priced Out, is highly critical of health insurance plans targeting specific groups — such as the young — and of health savings accounts that the Bush administration supports."


Wednesday, August 03, 2005

CA Insurance Chief Criticizes Health Savings Accounts

Insurance Chief Criticizes Health Savings Accounts:

"California's insurance commissioner plans to issue a report today criticizing health savings accounts and other 'consumer-driven' insurance plans as part of the problem of spiraling costs — not the solution."


Tuesday, August 02, 2005

Health Insurance for Self Employed Individuals

A Guide to Health Insurance for Self Employed Individuals:

"Health insurance for the self employed shouldn't be a 'luxury expense'. Although your costs may be higher, there are some advantages to obtaining a self-employed health insurance plan. We'll help you sort out your options."


Small Business Health Insurance Guide

Small Business Health Insurance Guide and Quotes:

"If your company employs at least two, but no more than fifty people, small business health insurance can benefit both you and your employees alike. When you choose a group plan, you can save on personal health care costs, increase tax deductions, and boost job satisfaction within your company."


Health Insurance In-Depth Coverage Guide

Health Insurance Quotes and In-Depth Coverage Guide:

"If you are looking for private health insurance, and are bewildered by the staggering number of options, policies, providers, and premiums, then you've come to the right place."


Affordable Health Insurance Quotes

Affordable Health Insurance Quotes for individuals, familes, the self-employed, entreprenuers and small businesses:

"Answers to the health insurance puzzle — are you paying too much?"


Sunday, July 31, 2005

Health Insurance for Unmarried Partners

Health Insurance > Health Insurance for Unmarried Partners:

"Generally, and unfortunately, if an employer offers health insurance coverage to the spouses of employees, it usually doesn't extend the coverage to unmarried partners too...

Nevertheless, thousands of employers across the country have begun offering domestic partner health insurance benefits in the last several years, and the number continues to grow. "


Californians and Health Insurance

dailyrepublic.com:

"At least 6.5 million Californians lacked health insurance at some point in the last year, according to the California HealthCare Foundation. That number will grow every year as health-care costs rise at double-digit rates and fewer employers offer health insurance, according to industry experts."


Saturday, July 30, 2005

The Health Insurance Industry’s Dilemma

The Health Insurance Industry’s Dilemma:

"An agent and consumer primer on what to consider when attempting to find low cost health insurance.

(PRWEB) July 30, 2005 -- In this day and age, it is becoming increasingly difficult for the American public to find low cost health insurance. Individual health plans require squeaky clean health histories, and rates are increasing at unprecedented percentages annually. In addition, there are many plans and brokers that simply don’t fully disclose plan details to the consumer. This leads to many people listening to what they want to hear and subsequently purchasing health plans without factual knowledge of all benefits and exclusions."


Friday, July 29, 2005

Health Insurance Information

Health Insurance > All You Need to Know About Health Insurance:

"In today's world, health insurance is a necessity. With medical expenses soaring higher than a hang glider, paying for them could have you digging deep into the pockets of your jeans."


Thursday, July 28, 2005

US House Passes Cheaper Small Business Insurance

House Passes Cheaper Small Business Insurance:

"July 27, 2005 -- Small businesses would be able to join together to buy lower-cost health insurance under a bill passed Tuesday in the U.S. House of Representatives."


US House Passes Cheaper Small Business Insurance

FOXNews.com - Health - House Passes Cheaper Small Business Insurance:

"Small businesses would be able to join together to buy lower-cost health insurance under a bill passed Tuesday in the U.S. House of Representatives."


Tuesday, July 26, 2005

Provide Small Businesses With Affordable Health Insurance

U.S. Newswire : Releases : "Snowe: Provide Small Businesses With Affordable Health Insurance": "WASHINGTON, July 26 /U.S. Newswire/ -- Senator Olympia J. Snowe (R-Maine), chair of the Senate Committee on Small Business and Entrepreneurship and a senior member of the Senate Finance Committee, issued the following statement regarding today's vote in the U.S. House of Representatives on Association Health Plan legislation (H.R. 525):

'Today, the House of Representatives is scheduled to pass for the sixth time legislation that provides small businesses in different states with the freedom to pool their employees together to create health insurance plans. Without Association Health Plans, small businesses will continue to be trapped in markets that prevent their employees from receiving the same benefits offered by large companies."


Monday, July 25, 2005

Businesses back health insurance pools

Businesses back health insurance pools - Atlanta - MSNBC.com:

"A handful of Atlanta executives and politicians are leading the charge in Washington to seek relief for small businesses struggling with rising health insurance costs."


Friday, July 22, 2005

Health Insurance for Home-Based Business Owners

Health Insurance for Home-Based Business Owners:

"Obtaining affordable health insurance today is a nationwide crisis, especially for the self-employed. Costs have spiraled out of control to the point where you may be thinking you may have to do without. Fortunately, that's not the case. The upside is you have both the luxury and the burden of having many choices."


Tuesday, July 19, 2005

Health insurance for all Californians?

Health insurance for all Californians -- Less expensive than you think:

"The number of Californians without health insurance is growing rapidly."


Monday, July 18, 2005

Obesity and Health Care Costs

Westchester County Business Journal:

"The obesity epidemic is adding billions of dollars to the U.S. health-care tab by increasing the prevalence of treated disease: Between 1987 and 2002, the share of private health spending attributable to obesity soared more than tenfold, from $3.6 billion to $36.5 billion, according to a study published recently in the online version of the journal Health Affairs."


Monday, June 20, 2005

Tips for Choosing Affordable Health Insurance

Tips for Choosing Affordable Health Insurance:

"Purchasing an individual health plan doesn’t have to be time consuming or frustrating. There is an abundance of affordable health insurance plans available for individuals and families whether, they are self-employed or chose to opt out of expensive employer health coverage. There are, however, a few things that you should know before investing in individual health insurance."


Sunday, June 19, 2005

Overlooked fix can ease health insurance woes - The Boston Globe - Boston.com - Business

Overlooked fix can ease health insurance woes - The Boston Globe - Boston.com - Business:

"The headlines are ominous: Nearly 44 million Americans lack health insurance, voluntarily or otherwise. More than half of them own or work for small businesses.

One solution is health savings accounts, which were created by the Medicare prescription drug law of 2003."


Wednesday, June 15, 2005

Mastering the Health Insurance Maze

Mastering the Health Insurance Maze:

"Health insurance can be one of the most confusing purchases for today's consumer. These pointers can educate one about the basics involved in choosing the right health plan.

(PRWEB) June 15, 2005 -- Insider Tips to Save Time and Money on Health Insurance."


Sunday, June 12, 2005

Costco to sell health insurance in Calif.

Costco to sell health insurance in Calif.:

"Costco Wholesale Corp. is starting a pilot program in California to offer individual health insurance policies to members who pay $100 a year for the store chain's 'executive' membership."


Monday, June 06, 2005

Health Insurance Counseling & Advocacy Program (HICAP) Home Page

Health Insurance Counseling & Advocacy Program (HICAP) Home Page:

"What is HICAP?

HICAP, the Health Insurance Counseling and Advocacy Program, provides information and assistance with Medicare, managed care (HMOs), long-term care insurance and other related health insurance issues. "


Friday, June 03, 2005

Money Plans - Health Insurance: Can Californians Afford It?; Rising Health Insurance Costs Hit Chronically Ill and Low-Wage Workers Hardest : home ser

Money Plans - Health Insurance: Can Californians Afford It?; Rising Health Insurance Costs Hit Chronically Ill and Low-Wage Workers Hardest : home server-:

"For minimum-wage workers and the chronically ill, the cost of health insurance is increasingly unaffordable and may not be providing the financial protection for which it is intended, according to 'Health Insurance: Can Californians Afford It?' a new analysis from the California HealthCare Foundation (CHCF)."


Tuesday, May 31, 2005

Letters - Port Huron Times-Herald - www.thetimesherald.com

Letters - Port Huron Times-Herald - www.thetimesherald.com:

"Isn't it about time the United States had national health insurance? Most industrialized countries have national health insurance, and it seems to work pretty well. Ask any Canadian."


The Seattle Times: Business & Technology: High-deductible health insurance gaining popularity

The Seattle Times: Business & Technology: High-deductible health insurance gaining popularity:

"WASHINGTON — For years, they were the kinds of health-insurance plans one found at small businesses or among the self-employed: They had huge deductibles and required workers to pay a lot of medical bills themselves — everything from allergy shots and chest X-rays to the cost of a new baby."


Saturday, May 14, 2005

Pairing health savings account with insurance a challenge

Pairing health savings account with insurance a challenge:

"My objective: Find the best deal on a high-deductible health insurance policy and pair it with the best deal on a Health Savings Account."


Friday, May 06, 2005

AHP : Association Health Plans for Small Business

AHP : Association Health Plans for Small Business:

"Over 60 percent of America's uninsured are small-business owners and their families or the employees of a small business. Are you one of the many small-business owners struggling to provide health insurance for yourself, your family and your employees? If so, we need your help encouraging Congress to pass important legislation that would make health insurance more affordable for small business.
"


Wednesday, May 04, 2005

Home - California HealthCare Foundation

Home - California HealthCare Foundation

"Welcome to the California Health Care Foundations's online resource for independent research, analysis, and news on issues affecting health care delivery and financing."


Tuesday, May 03, 2005

National Health Insurance Marketplace Enters the Blogosphere

National Health Insurance Marketplace Enters the Blogosphere:

"eHealthInsurance First to Sponsor Blog to Enable Online Conversations About Health Insurance-Related Topics"


CoverTheUninsuredWeek.org

CoverTheUninsuredWeek.org:

"With events in every state, Cover the Uninsured Week is giving Americans the opportunity to speak up and get involved in health and enrollment fairs, seminars for small business owners, campus events, interfaith and other activities. Find out what's happening and go to an event near you!"


The News-Press: Opinion - Health-care insurance issue only getting worse

The News-Press: Opinion - Health-care insurance issue only getting worse:

"The huge and growing population of people who are uninsured or underinsured for health care means waste and increased costs for all of society."


Friday, April 29, 2005

AmeriPlan USA�

AmeriPlan USA�

Ameriplan Health™ is NOT insurance. It is the Nation's largest health benefits discounted fee-for-service program.


Fortune Hi-Tech Marketing - Your Fortune Starts Here!

Fortune Hi-Tech Marketing - Your Fortune Starts Here!:

"Health Care Card

Welcome to the premier medical savings card in the marketplace. You and your family can enjoy savings on all your healthcare needs by presenting the medical savings card to participating providers."


Thursday, April 21, 2005

CBS 5: Group Wants Lower Health Insurance Rates

CBS 5: Group Wants Lower Health Insurance Rates:

"... the Foundation for Taxpayer and Consumer Rights. That's the same group that took on auto insurance in 1988, and passed Prop. 103, which led to lower auto rates. Now, they plan to do the same thing for health insurance."


SignOnSanDiego.com > News > Business -- Costco to soon sell health insurance

SignOnSanDiego.com > News > Business -- Costco to soon sell health insurance:

"Costco, the popular wholesaler of all things huge, plans to add individual health insurance to its array of products and services in California in the next six months."


Health Insurance California

Health Insurance California

"ABCCO.com - Alliance Brokers & Consultants"


IAB: Disclaimer Notice

International Association of Benefits:

"The IAB Membership is NOT a Major Medical Health Insurance Policy, and IAB is NOT an insurance company. The IAB Membership includes discounts at selected providers for medical and other services"


Affordable Healthcare Plans :: Family, Individual & Group Coverage :: Secura Health

Affordable Healthcare Plans :: Family, Individual & Group Coverage :: Secura Health:

"All Pre-Existing Conditions Accepted - No Age Limits
No Claim Forms - Low Monthly Fees
Money Back Guarantee "


Health Insurance Quotes & Medical Insurance Plans Online - eHealthInsurance

Health Insurance Quotes & Medical Insurance Plans Online - eHealthInsurance

Founded in 1998, eHealthInsurance has helped over 500,000 people obtain health insurance nationwide.
Over 550,000 health insurance customers


Medicare Announces Funding For Health Insurance Counseling Programs For 2005

Medicare Announces Funding For Health Insurance Counseling Programs For 2005:

"SHIPS AWARDED $31.7 MILLION TO HELP INFORM BENEFICIARIES ABOUT NEW DRUG COVERAGE

Today the Centers for Medicare & Medicaid Services (CMS) announced a 50 percent increase in funding for the State Health Insurance Assistance Programs (SHIPs). SHIPs are a key partner in Medicare’s Education and Outreach effort to insure that everyone with Medicare knows they are eligible for prescription drug coverage, that they will have a choice of at least two plans, and that there will be extra assistance for those in need."


Blue Cross of California, instant quotes for health insurance - Benefitpackages.com

Blue Cross of California, instant quotes for health insurance - Benefitpackages.com:

"We've made shopping for Blue Cross of California
Health Insurance Fast & Easy!"


California’s Benefit Packages Announces Blue Cross Health Insurance Quoting Services Expansion with Tonik Plans

California’s Benefit Packages Announces Blue Cross Health Insurance Quoting Services Expansion with Tonik Plans:

"Blue Cross and BenfitPackages.com, the Designated Premier Blue Cross Health Insurance Agency announces the roll-out of a new portfolio, “Tonik” aimed squarely at providing California’s enormous population of web-based consumers with a new assortment of affordable Blue Cross plans, all of which include dental and vision at no additional cost; Benefit Packages has reaffirmed its intention to remain the preeminent independent source for consumers seeking individual and family health insurance plans in California. These newest health insurance quoting systems have been specifically tailored to help BenefitPackages meet the health services access and affordability goals its’ pursued alongside California’s consumers for two generations."


Instant Cheap Insurance Quotes

Instant Cheap Insurance Quotes:

"Welcome to DontOverSpend.com! Our goal is to connect you with the best rates for health, life, auto, and homeowner's insurance. We want to do all the work for you in the search for affordable insurance quotes! Simply select the type of insurance quote you're looking for and you're on your way to a competitive rate from several of the industry's top rated carriers."


Insurance Information:Insurance of America Agency

Insurance Information:Insurance of America Agency:

"We know you have other things in your life that are more important than insurance. But isn't it nice to know it is there when you need it. At Insurance of America Agency we want to give you the peace of mind you need to give you the freedom to focus on those more important things"


Health Insurance & Life Insurance for California residents

Health Insurance & Life Insurance for California residents:

"Quality, Affordable Health Insurance & Life Insurance for California residents"


Health Insurance Quotes, Instant Quotes on Health Plans

Health Insurance Quotes, Instant Quotes on Health Plans:

"Health Insurance Quotes for Individual, Family, & Self Employed Health Medical Plans"


Top Health Insurance Company - Useful Information

Top Health Insurance Company - Useful Information:

"Top Health Insurance Company"


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